At the end of the year under review, equity was €3,627 million (€3,477 million at year-end 2017). The profit for the period of €106 million was credited to the equity. The return on equity was 3.0% in 2018 (1.3% in 2017). Solvency, at 52%, was slightly down on the previous year (56% in 2017) due to higher total assets. The total assets (€7,030 million) increased mainly due to investments in trains and the fact that the public transport student pass money for 2019 (€463 million) was paid in advance in December 2018 whereas the money for 2018 was only received in January 2018 (€448 million).